The provided SQL code appears to perform the following tasks: 1....

September 12, 2025 at 06:20 PM

select Tape_Date ,CUSTID ,nAppID ,CUTOFF_DT ,CHANNEL ,PROGRAM ,CONTDT ,FUNDDT ,dshawboard ,dFirstPayment ,PRINBAL ,AMTFIN ,DISC ,CURRRATE ,ORIGRATE ,REMTERM ,ORIGTERM ,CURRMAT ,ORIGMAT ,LTDMOEXT ,NXTPMTDATE ,PMTSMADE ,ORIGPMT ,CURRPMT ,CURRPTI ,ORIGPTI ,ORIGDTI ,ULTV ,LTV ,CTSCORE ,FICO ,Fico_Band ,CASHDOWN ,NEWUSED ,vehicletypeid ,MAKE ,MODEL ,VEHICLE_TYPE ,[YEAR] ,VIN ,BOOK ,MILEAGE ,BK ,DAYSDEL ,cClassified ,cStatusEnd ,cRecoveryStatus ,DEL10_29 ,DEL30_59 ,DEL60_89 ,[DEL90+] ,[POOL] ,RBTDOWN ,TRDDOWN ,TOTALDOWN ,INCOME ,DEBT ,CUSTSTATE ,DLR_ST ,CUST_NAME ,ZIP ,Pricing_Tier_Key ,External_PT ,BoA_Tier ,Tier_Bump ,Months_At_Residence ,Months_At_Job ,Age ,Resident_Type ,Years_In_Business ,Employee_Nbr ,Intelliscore ,Co_Borrower_FICO ,applicant_type_key ,Co_Applicant_Type_Key ,tax_identification_nbr ,Collect_Only ,Claim_Amt ,Claim_Adj_Amt ,Paid_Amt --,Subvention_Amt ,EPDScore ,[Type] ,Decision_FICO_Nbr ,[Eligible/Ineligible] ,ExclusionType ,cName ,Dealer_Type ,Employment ,Subv_Apr_Claim ,Subv_Apr_Paid ,Subv_Apr_84_Claim ,Subv_Apr_84_Paid ,Subv_90DayPaymentWaiver_Claim ,Subv_90DayPaymentWaiver_Paid ,Subv_BonusCash_Claim ,Subv_BonusCash_Paid ,Subv_APR_SubPrime_Claim ,Subv_APR_SubPrime_Paid ,Subv_Flat_Claim ,Subv_Flat_Paid ,Subv_Unknown_Claim ,Subv_Unknown_Paid ,Subv_RegionalConsumerCash_Claim ,Subv_RegionalConsumerCash_Paid ,Gen7_Score_Nbr ,AmtFinanced ,PM41_Loss_pct               ,PM41_Net_Loss_Node_adj ,SC_SBNA ,Curr_updated_pool ,cSubPool1Name ,cSubPool2Name ,cSubPool3Name ,dDate_12moPrior ,PMTSMADE_12moPrior ,[Number of Pmts last 12 months] ,[Amount of Interest Pmts last 12 months] ,[Amount of Principal Pmts last 12 months] from [Sandbox_Finance].[CapitalMarkets].SC_SBNA_Unencumbered_NPL_20250831 /* External Tape */ select CUTOFF_DT, CUSTID, nAppID, CHANNEL, CONTDT, FUNDDT, PRINBAL, AMTFIN, CURRRATE, ORIGRATE, REMTERM, ORIGTERM, CURRMAT, ORIGMAT, LTDMOEXT, PMTSMADE, ORIGPMT, CURRPMT, CURRPTI, ORIGPTI, ORIGDTI, LTV ,FICO, LFS, CASHDOWN, NEWUSED, MAKE, MODEL, VEHICLE_TYPE, [YEAR], BOOK, MILEAGE, BK, DAYSDEL, DEL10_29, DEL30_59, DEL60_89, [DEL90+], CUSTSTATE, [E-Signed], [POOL] ,SC_SBNA ,Curr_updated_pool ,cSubPool1Name ,cSubPool2Name cSubPool3Name from [Sandbox_Finance].[CapitalMarkets].SC_SBNA_Unencumbered_NPL_20250831

The provided SQL code appears to perform the following tasks:

  1. Select Data From a Specific Table:

    • The code retrieves a large number of columns from the table [Sandbox_Finance].[CapitalMarkets].SC_SBNA_Unencumbered_NPL_20250831.
    • The columns include a mix of fields related to customer details, loan information, financial metrics, vehicle details, credit scores, and various calculated or tracking fields.

  2. Purpose of Data Selection:

    • The query seems to be extracting information about loans or financial transactions, likely for a financial, lending, or automotive financing organization.
    • It includes details such as loan terms (ORIGPMT, CURPMT, REMTERM), vehicle information (MAKE, MODEL, YEAR), credit-related fields (FICO, CTSCORE), and payment status (DEL10_29, DEL30_59, etc.).
    • Other fields, such as CUSTID, nAppID, and CUTOFF_DT, seem to serve as unique identifiers or timestamps for tracking.

  3. Comments and Considerations:

    • Some fields, such as Subvention_Amt, appear commented out (prefixed by --), meaning they are not retrieved in the current query context but were possibly included in earlier versions.
    • The organization might be analyzing loan performance, customer risk, or identifying different pools or segments of financial products (Curr_updated_pool, cSubPool1Name, etc.).

  4. Repeated Query:

    • The second query is another SELECT statement, pulling some overlapping columns (a subset of those in the first query) from the same table.
    • It focuses more narrowly on key fields such as loan details (CURRRATE, AMTFIN, PRINBAL), customer characteristics (CUSTSTATE), vehicle details, and payment delinquency status (DEL30_59, DEL60_89, DEL90+).

Summary:

The SQL code retrieves data related to loans, customer profiles, and vehicle details from the SC_SBNA_Unencumbered_NPL_20250831 table in the [Sandbox_Finance].[CapitalMarkets] schema. This data likely supports loan performance analysis, risk assessment, or similar financial evaluations. The data appears to be organized into various pools or subcategories, potentially for reporting or classification purposes.

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